SIP Calculator

Future value of monthly investments.

Monthly Investment (INR)
₹
Duration (Years)
7 Years
Automated Fund Selection
Equity
High-growth category optimized for long-term wealth accumulation.
Estimated Future Value
₹0

Assumed Rate: 12% p.a. i Returns shown are based on category-average 1-year rolling returns for the period 04-April-2016 to 02-April-2026. Projections are intentionally conservative (Equity: 12%, Multi-Asset: 10%-11%, Dynamic: 9%-9.5%, Equity Savings: 7%, Debt-Liquid/Hybrid-Arbitrage: 5%) to avoid over-promises.

Returns shown are based on category-average 1-year rolling returns for the period 04-April-2016 to 02-April-2026. Projections are intentionally conservative (Equity: 12%, Multi-Asset: 10%-11%, Dynamic: 9%-9.5%, Equity Savings: 7%, Debt-Liquid/Hybrid-Arbitrage: 5%) to avoid over-promises.
Invested ₹0
Return ₹0

SWP Calculator

Regular income & capital sustainability.

Lumpsum Investment (INR)
₹
Monthly Withdrawal (INR)
₹
Duration (Years)
20 Years
Final Value Remaining
₹0

Growth: 6% p.a. i For SWP, we assume a conservative 6% p.a. return based on a Hybrid Equity Savings strategy to ensure capital sustainability and risk management.

For SWP, we assume a conservative 6% p.a. return based on a Hybrid Equity Savings strategy to ensure capital sustainability and risk management.
Total Withdrawn ₹0
Final Value ₹0

Goal Calculator

SIP needed to reach your target.

Target Goal Amount (INR)
₹
Duration (Years)
10 Years
Monthly SIP Required
₹0

Projected Rate: 12% p.a. i Returns shown are based on category-average 1-year rolling returns for the period 04-April-2016 to 02-April-2026. Projections are intentionally conservative (Equity: 12%, Multi-Asset: 10%-11%, Dynamic: 9%-9.5%, Equity Savings: 7%, Debt-Liquid/Hybrid-Arbitrage: 5%) to avoid over-promises.

Returns shown are based on category-average 1-year rolling returns for the period 04-April-2016 to 02-April-2026. Projections are intentionally conservative (Equity: 12%, Multi-Asset: 10%-11%, Dynamic: 9%-9.5%, Equity Savings: 7%, Debt-Liquid/Hybrid-Arbitrage: 5%) to avoid over-promises.
Invested ₹0
Return ₹0

Cost of Delay

The price of waiting to start.

Target Goal Amount (INR)
₹
Monthly Budget (INR)
₹
Delay Duration (Years)
1 Year
Extra cost of waiting
₹0

Growth: 12% p.a. i Returns shown are based on category-average 1-year rolling returns for the period 04-April-2016 to 02-April-2026. Projections are intentionally conservative (Equity: 12%, Multi-Asset: 10%-11%, Dynamic: 9%-9.5%, Equity Savings: 7%, Debt-Liquid/Hybrid-Arbitrage: 5%) to avoid over-promises.

Returns shown are based on category-average 1-year rolling returns for the period 04-April-2016 to 02-April-2026. Projections are intentionally conservative (Equity: 12%, Multi-Asset: 10%-11%, Dynamic: 9%-9.5%, Equity Savings: 7%, Debt-Liquid/Hybrid-Arbitrage: 5%) to avoid over-promises.
START TODAY
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Time to Goal
—
Monthly SIP
WAIT 1 YR
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Time to Goal
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New Monthly SIP

Disclaimer

For SWP, calculations assume a constant rate of return. In reality, market volatility (Sequence of Returns risk) may result in faster depletion of capital if withdrawals continue during market downturns.
Risk Classification

Fund categories are classified as follows under current SEBI Riskometer framework:

Very High Risk: Equity Funds (SIP/SWP/Goal) High/Mod. High: Hybrid Funds Low to Moderate: Debt Funds