Investor Charter

In alignment with SEBI Circular SEBI/HO/IMD-II/IMD-II_DOF10/P/CIR/2021/00677, the following Investor Charter is voluntarily published for the benefit and awareness of mutual fund investors.

Investor Charter for Mutual Funds

🎯

Vision

To develop the Indian Mutual Fund Industry and bring a high degree of professionalism, transparency, and ethics by enacting regulations to govern the functioning of mutual funds — in order to enhance and maintain standards that protect and promote the interests of unit holders.

🚀

Mission

  • Support the development of a vibrant, transparent, ethical, and globally competitive asset management industry.
  • Enact and enforce rules and regulations that promote the highest professional and ethical standards across all areas of mutual fund operations.
  • Work closely with the mutual fund industry to recommend and promote good practices.
  • Create awareness and educate the public about the concept, working, and benefits of mutual funds.
  • Protect the interests of investors and unit holders at all times.
✅

Do's for Investors

  • Read the Scheme Information Document (SID) and Statement of Additional Information (SAI) carefully before investing.
  • Ensure your KYC is complete and your contact details (email, phone, address) are always up to date with the AMC/RTA.
  • Always add a nominee to your mutual fund folios.
  • Invest only through SEBI/AMFI-registered and regulated intermediaries.
  • Issue payments strictly in the name of the Mutual Fund or Scheme — never in the name of an individual or intermediary.
  • Keep your critical information (user IDs, passwords, OTPs) completely confidential. Do not share them with anyone, including your distributor.
⛔

Don'ts for Investors

  • Do not fall for promises of indicative, exorbitant, or assured/guaranteed returns.
  • Do not issue blank cheques or signed blank transaction instruction slips to anyone.
  • Do not use third-party bank accounts for funding subscriptions or receiving redemption proceeds.
  • Do not invest based on speculation, unverified rumours, or informal advice from unregistered entities.
  • Do not share your online transaction credentials (passwords, PINs, OTPs) with your distributor or anyone else.
⚖️

Rights of Investors

  • Right to Information: Receive complete details about the scheme, including investment objectives, portfolio composition, risks, and historical performance.
  • Right to Statements: Receive timely Statements of Account (SOA) and Consolidated Account Statements (CAS) as per SEBI-prescribed timelines.
  • Right to Timely Payouts: Receive redemption proceeds and dividend/income distribution payouts within the timelines stipulated by SEBI.
  • Right to Exit: Be informed about any fundamental attribute changes in a scheme and offered an exit without an exit load, if applicable.
  • Right to Privacy: Complete privacy of your financial and personal information in accordance with applicable laws, including the Digital Personal Data Protection Act, 2023 (DPDPA).
📞

Grievance Redressal Mechanism

If you have a complaint or grievance regarding mutual fund services, you may escalate through the following channels:

  1. Contact the Distributor: Reach out to us directly at contact@vkamath.com.
  2. Contact the AMC: Lodge a complaint with the concerned Asset Management Company's investor relations team.
  3. SEBI SCORES Portal: If unresolved, file a complaint on SEBI SCORES.
  4. SMART ODR: For online dispute resolution, visit SMART ODR Portal.

Investor Complaints Data

In alignment with SEBI guidelines, we voluntarily disclose our grievance redressal track record. This data is updated periodically.

Complaints for the month ending — March 2026

Sr. Received from Pending (prev. month) Received Resolved* Total Pending# Pending >3 months Avg. Resolution (days)^
1 Directly from Investors 0 0 0 0 0 N/A
2 SEBI (SCORES) / AMFI 0 0 0 0 0 N/A
3 Other Sources (if any) 0 0 0 0 0 N/A
Grand Total 0 0 0 0 0 N/A

Trend of monthly disposal of complaints

Sr. Month Carried forward Received Resolved* Pending#
1 March 2026 0 0 0 0
2 February 2026 0 0 0 0
3 January 2026 0 0 0 0

Trend of annual disposal of complaints

Sr. Year Carried forward Received Resolved* Pending#
1 2025–2026 0 0 0 0
2 2024–2025 0 0 0 0
3 2023–2024 0 0 0 0
4 2022–2023 0 0 0 0
5 2021–2022 0 0 0 0
6 2020–2021 0 0 0 0
7 2019–2020 0 0 0 0
8 2018–2019 0 0 0 0

Disclosure:
This data is voluntarily published in compliance with SEBI Circular SEBI/HO/IMD-II/IMD-II_DOF10/P/CIR/2021/00677 dated July 10, 2021. The Investor Charter is sourced from SEBI's official Investor Charter for Mutual Funds.


*Inclusive of complaints of previous months resolved in the current month.
#Inclusive of complaints pending as on the last day of the month.
^Average Resolution Time = Total days to resolve all complaints ÷ Total complaints resolved in the month.

Last updated: March 2026